Is Cash Becoming Outdated？ When he rolls into a gas station to fill his tank，Barkhad Dahir doesn't get out of his car．He pushes a few buttons on his cellphone and within seconds he has paid for the fuel．With the same quick pushes on his phone，he pays for virtually everything he needs：groceries at the supermarket，a few oranges from a market stall，or a cup of sweet milky tea from a café． "Everyone here has his own bank with easy access，" boasts Mr．Dahir． "Even lying in bed，you can be paying your bills．"
    Electronic payments offer consumers convenience，provide revenue to banks，credit card companies and payment processors，and offer merchants improved cash flow and convenience． "I don't even carry money any more，" says Adan Abokor，a democracy activist， "I haven't seen cash for a long time．Almost every merchant，even hawker （小販） on the street，accepts payment by cellphone．There's no waiting for it and no counting of cash．"
    The system is impressively simple and secure．Purchases are made by dialing a three-digit number，entering a four-digit PIN，and then entering the retailer's payment number and the amount of money．Both customer and merchant receive text messages to confirm the payment．
    Clearing up cash payments has several advantages as well．The printing and handling of money is expensive．Cash payments can be anonymous and hard to track criminal activities to be conducted in secret．Many government favor reducing cash dealings in order to better monitor and understand the activities of their citizens．The Swedish government has been discussing the removing of cash since 2010．
    However，some people doubt what members of a cashless society do when the power goes off．Do they choose to barter （物物交換） and rob？Do they sit at home and wait？What happens to people who rely on their cell phones to process money dealings when cell service and the Internet are interrupted？A world affected by terrorism and increasingly violent weather may not yet be ready to abandon currency． "Ironically，the day after the largest bank in Norway，DNB，proposed ending all cash dealings，I went to my local grocery store and when I tried to pay by phone，I was told that I needed to go to the ATM to get cash because the system was broken．" said an interviewee．
    Other people fear that electronic payments may create security and fraud risks and enable dealings to be tracked and reported．
    Privacy，security and convenience are all important factors in the adoption of electronic payment technology．New technologies which balance and address these factors may enable to remove cash．
Is Cash Becoming Outdated？

Passage outline		Supporting details
An example of electronic payments	Barkhad Dahir claims that he can almost purchase （1） everything/whatever everything/whatever he needs by using his mobile phone．
Reasons for the （2） preference preference for electronic payments	● They can be more （3） time-saving/convenient time-saving/convenient without waiting in line or counting the cash，whose characteristics include （4） security security and simplicity． ● They reduce the cost of printing money and allow the government to （5） monitor monitor cash activities．
Possible （6） drawbacks/shortcomings/disadvantages/problems/weaknesses drawbacks/shortcomings/disadvantages/problems/weaknesses of electronic payments	● Some people are （7） doubtful/skeptical/sceptical doubtful/skeptical/sceptical whether electronic payments can still be effective during times when the power goes off． ● There are （8） fears/worries/concerns fears/worries/concerns that electronic payments may create security and fraud risks． ● It is possible that electronic dealings can be （9） tracked tracked and reported for illegal use．
Conclusion	Cash is not （10） likely likely to be completely replaced unless privacy，security and convenience are balanced and settled．