假定你是李津，你在某英文網(wǎng)上論壇看到大家在討論人們使用非現(xiàn)金支付越來(lái)越普遍的現(xiàn)象，你打算在論壇里跟帖討論，內(nèi)容包括：
（1）非現(xiàn)金支付的好處；
（2）非現(xiàn)金支付的弊端；
（3）你的觀點(diǎn)。
注意：
（1）字?jǐn)?shù)100左右；
（2）可適當(dāng)增加細(xì)節(jié)，以使行文連貫；
（3）開(kāi)頭與結(jié)尾已給出，不計(jì)入字?jǐn)?shù)。
With fewer and fewer people using cash，Non-cash payments are becoming increasingly popular，especially in China.
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Posted by Li Jin

【考點(diǎn)】書(shū)信類．

【答案】With fewer and fewer people using cash，Non-cash payments are becoming increasingly popular，especially in China.
Non- cash payment has quite a few advantages.Firstly it can reduce the risk of losing money，and prevent receiving counterfeit money.In addition，we can pay for whatever we buy with only a smart phone.And the best part is that we don't need to worry about no having change any more when taking a bus.
However，non-cash payment also has a lot of disadvantages.The money can't arrive in time.It is not convenient for some elderly people who do not use mobile phones to use it.In addition，it can not protect people's privacy.
As for me，I prefer non-cash payment.I think it is an indispensable part of modern life.
Posted by Li Jin