The Spring Festival is coming soon.That's to say your pocket money is on the way.The moment you hear the good news，what comes to your mind？ （1）HowHoware you planning to deal with it？Spend it right away or do something else？Here are several ways for you to consider.
Set a（2）goalgoal
The first and most important thing you must do is to have a goal.It is the fact that you may actually have a goal in your mind.If you write（3）itit down，it actually increases your ability to stick to it.
Open an account （賬戶(hù)）
Here is an example.If your grandparents give you 1，000 yuan as pocket money and you want to（4）savesave 200 yuan，make sure that you put 200 yuan into a bank account for your goal.In this way，you still have 800 yuan to spend.
Grow your money
If the number of your money is big （5）enoughenough，you can divide your money into three parts：money for use，money for your bank account and money for risks.You can leave some money in your bank account，because the bank offers a lower rate of return （回報(bào)率） with low risks.
Money for risks is usually the spare money that you need not use for a long term.You can ask your parents for help and try buying bonds （債券）.They can increase your rate of return（6）butbutyou should know that it is a little dangerous and risky.
（7）ExceptExceptthat，there are other ways to get a higher rate of return.For example，guided by your parents，you can also put your money in the stock market （股市） that is not stable.Instead，it always jumps up and down.You may make or lose much money in a short term.Actually，the（8）higherhigherrate of return （回報(bào)率） stocks give，the more risky they will be.
Till now，do you have a better plan about your pocket money this year？Do you get excited？Do remember that a better plan makes you a richer man!
【考點(diǎn)】人與自我．
【答案】How；goal；it；save；enough；but；Except；higher
【解答】
【點(diǎn)評(píng)】
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發(fā)布：2024/4/20 14:35:0組卷：4引用：1難度：0.5
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